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RECORD

A record is a writing or other tangible medium that preserves information about a legal act, relationship, or status. In property law, recording a deed in the public land records provides constructive notice to subsequent purchasers and creditors. Recording acts — race, notice, and race-notice — determine priority among competing claimants. A record is evidence of the underlying act; it does not create the act, confer authority, or establish ownership independent of the underlying transaction.

PROOFTITLEUNDERLYING ACTAUTHORITY
WHAT IS THE THING INSIDE THE RECORD?
LEVEL 1 — STREET LEVEL
STREET LEVEL

A record is a documented legal act — a deed, a contract, a court filing, a registration. Records create, prove, and protect legal rights. But a record is not the right itself, not the authority behind it, and not the underlying act. It is evidence that something happened.

SUBWAY VERSION

It happened. Now it's written down. Now the world is on notice. But the writing is not the thing.

WHO PUT IT THERE?
WHAT IS THE THING?
WHO HOLDS OR CONTROLS WHAT?
WHO CAN DO WHAT?
WHO BENEFITS?
WHAT MADE ANY OF THAT LEGALLY EFFECTIVE?
LEVEL 2 — MAP THE RELATIONSHIP

CONNECTED DOES NOT MEAN IDENTICAL.

DON'T MERGE THESE
RECORDPROOF

A record is a document. Proof is what a record provides in a legal proceeding. Not every record is admissible proof — records may be excluded for hearsay, authentication failures, or other evidentiary reasons.

RECORDTITLE

Title is the legal right of ownership. A record is evidence of that right. Recording does not create title — it protects it against later claimants. A person can have title without recording; they just risk losing priority to a subsequent bona fide purchaser who records first.

RECORDUNDERLYING ACT

The record documents the act — the deed, the contract, the judgment. The act itself is what creates the legal right or obligation. A recorded deed is evidence of a conveyance; the conveyance is what transferred title. If the underlying act is void, the record of it does not cure the defect.

RECORDAUTHORITY

A record documents what happened. Authority is the legal power to act. Recording a document does not give anyone authority to act. A recorded power of attorney documents authority; it does not create it — the principal's grant of authority does.

SCI-FINANCE INTERCHANGE
LEVEL 3 — INSPECT THE THING

Sci-Finance analytical terminology. Not statutory or conventional legal terminology.

REAL PIPS
P — PARTIES
Who are the legally relevant people or entities?

The person who created or filed the record; the person whose rights or obligations the record documents; and, in recording act contexts, subsequent purchasers and creditors who take with or without notice. The recording system is designed to protect third parties — not just the original parties to the transaction.

I — INTENTIONS
What relationship did they intend to establish?

The intent to record is distinct from the intent to perform the underlying act. A deed is effective between the parties when delivered — recording protects against subsequent claimants. A contract is binding when formed — a written record is evidence of that formation, not the formation itself. The intent relevant to a record is the intent to create the underlying legal act, not the intent to document it.

P — PURPOSE
What is the arrangement supposed to accomplish?

The purpose of recording is to provide constructive notice — to put the world on notice of a legal act or status so that subsequent parties cannot claim ignorance. Recording systems serve a public function: they create a searchable record of property ownership, encumbrances, and other interests. The purpose of other records — court filings, corporate registrations, UCC financing statements — is similar: to create a public or official record that protects the filer's priority or status.

S — SUBJECT MATTER
What property, right, interest, or obligation is actually involved?

The subject matter of a record is the underlying legal act or relationship it documents: a conveyance, a lien, a judgment, a corporate formation, a security interest. The record must accurately reflect the underlying act to be effective. A deed that misdescribes the property may not convey what the parties intended. A financing statement that misidentifies the debtor may not perfect the security interest.

THINGS INSIDE THIS THING
constructive noticeactual noticeprioritychain of title
LAW OF PROXIMITY

Things placed near one another may have a meaningful relationship without becoming the same Thing.

A beneficiary near property is not necessarily its titleholder.

A trustee near a beneficiary is not necessarily acting in the beneficiary's capacity.

A document near an asset does not itself prove conveyance of that asset.

A person appearing beside an institution does not thereby acquire that institution's authority.

FIRST ESTABLISH THE RELATIONSHIP. THEN DETERMINE ITS CONSEQUENCES.
CAPACITY & AUTHORITY
PERSON
CAPACITY
SOURCE OF AUTHORITY
AUTHORIZED ACT
RECORD
CONSEQUENCE

The same natural person may occupy more than one capacity. Authority must be traced to the capacity relevant to the particular act.

Grantor / Transferor
CAPACITY

Person who executes and delivers the instrument being recorded

SOURCE OF AUTHORITY

Ownership of the interest being conveyed; legal capacity to transfer

AUTHORIZED ACT

Execute and deliver a deed, mortgage, or other instrument; recording by the grantee or a third party then provides constructive notice

Secured Party (UCC Article 9)
CAPACITY

Creditor who files a financing statement to perfect a security interest

SOURCE OF AUTHORITY

Security agreement with the debtor; UCC Article 9

AUTHORIZED ACT

File a financing statement in the appropriate public office; perfection gives priority over subsequent lien creditors and trustees in bankruptcy

Judgment Creditor
CAPACITY

Creditor who has obtained a court judgment and records or dockets it

SOURCE OF AUTHORITY

Court judgment; applicable state lien law

AUTHORIZED ACT

Record or docket the judgment to create a lien on the debtor's real property in the jurisdiction; priority determined by recording date

WHAT CHANGED?

Do not stop because a document exists. Ask what legally or economically changed.

?Did title change?
?Did possession change?
?Did authority change?
?Did a beneficial interest arise or change?
?Did an obligation arise?
?Was anything actually conveyed?

Before recording: the underlying act (conveyance, security interest, lien) is effective between the parties but may not be enforceable against subsequent purchasers or creditors who take without notice. After recording: the world is on constructive notice of the recorded instrument. A subsequent purchaser who searches the records and finds the instrument cannot claim to be a bona fide purchaser without notice. Priority among competing claimants is determined by the applicable recording act — race, notice, or race-notice — not by the date of the underlying transaction alone.

EXAMPLE
NEW YORK HYPOTHETICAL

Carla buys a house from David. David signs and delivers a deed to Carla. The deed is effective between them — Carla has title. But Carla does not record the deed. Two weeks later, David — acting fraudulently — signs another deed conveying the same house to Elena. Elena pays fair value and has no knowledge of Carla's deed. Elena records her deed immediately. In a race-notice jurisdiction, Elena wins: she recorded first and had no notice of the prior conveyance. Carla has title as against David — but loses to Elena because she failed to record. The record determined priority, not the underlying transaction.

This hypothetical illustrates the questions a reader should investigate. It does not provide individualized legal advice or jurisdiction-specific legal conclusions.

LAW LEVEL

A record is a writing or other tangible medium that preserves information about a legal act, relationship, or status. In property law, recording a deed in the public land records provides constructive notice to subsequent purchasers and creditors. Recording acts — race, notice, and race-notice — determine priority among competing claimants. A record is evidence of the underlying act; it does not create the act, confer authority, or establish ownership independent of the underlying transaction.

JURISDICTION & SCOPERecording acts are state-specific. The three types — race, notice, and race-notice — are not uniformly adopted. UCC Article 9 filing rules apply to personal property security interests and are substantially uniform across states. Real property recording rules vary significantly.
PRIMARY SOURCES

Citations are provided for reference only. The Institute does not fabricate citations, cases, statutes, quotations, or URLs. If verified primary-source material has not been supplied, the entry shows SOURCE REVIEW PENDING.

uniform-act
UCC § 9-102(a)(70) (2001)
Definition of 'record' under UCC Article 9: information inscribed on a tangible medium or stored in an electronic or other medium
pending
SOURCE REVIEW PENDING — State recording acts (race, notice, race-notice)
Recording act statutes are state-specific; the three types (race, notice, race-notice) determine priority among competing claimants; specific state citations to be verified
restatement
Restatement (Third) of Property: Mortgages § 7.1 (1997)
Priority of mortgage interests; effect of recording on priority
uniform-act
UCC § 9-317 (priority of unperfected security interests)
An unperfected security interest is subordinate to a lien creditor and a trustee in bankruptcy; perfection by filing a financing statement is the standard method
LAST REVIEWED
2026-09
PRIMARY SOURCE
UCC § 9-102(a)(70); Recording Acts (state-specific)
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